Expert Mortgage Advisory in Dubai

In Dubai’s sophisticated property market, every mortgage should be as tailored as the property it secures. Stratton’s bespoke mortgage services are designed to offer flexibility, efficiency, and high loan-to-value (LTV) opportunities. With access to competitive lending rates and a refined, consultative process, Stratton helps clients capitalize on the most compelling real estate prospects. From experienced investors to those entering the UAE’s property landscape for the first time, we offer a discreet and highly personalized plan, ensuring each client receives financing that reflects their goals, risk appetite, and long-term strategy.

Connect with a senior consultant to explore bespoke mortgage advisory.

Mortgage Services Tailored to Your Financial Vision

Our mortgage services are designed to meet the needs of high-net-worth individuals with complex financial structures and refined property strategies.

Personalised Mortgage Advisory

Stratton tailors each mortgage plan to fit your real estate goals, global assets, and financial strategy.

Structured Real Estate Financing

We design thoughtful financing structures for luxury homes and complex real estate projects, balancing leverage, security, and market conditions.

Cross-Border & International Support

Our expertise in cross-jurisdictional finance gives international investors a competitive edge. Whether relocating, expanding a global real estate footprint, or purchasing a secondary residence, we navigate regulations, currency considerations, and lending options fluently and easily.

Comprehensive Mortgage Brokerage

With access to elite lenders and private institutions, we deliver a seamless brokerage experience. We manage communications, compliance, and documentation, integrating legal and valuation partners to complete your financing journey discreetly and confidently.

A Trusted Partner for Strategic Real Estate Mortgage

In today’s real estate environment, strategic mortgage planning is inseparable from wealth preservation and growth. We work closely with clients who require thoughtful financing strategies that complement broader investment goals while minimising complexity. Our approach is characterised by discretion, precision, and a deep understanding of lending criteria and client intent. We advise with care, structure with purpose, and deliver with clarity.

Unmatched Local Market Expertise

Our insight into the UAE’s evolving mortgage and property landscape allows us to identify optimal pathways for residential estates, investment holdings, or luxury developments.

Private and Long-Term Partnership Approach

Every relationship is private, and every conversation is strategic. We prioritise enduring client relationships over transactions, ensuring your privacy and priorities remain central.

Access to Private and Tier-One Lenders

We collaborate with a curated network of domestic and international institutions, enabling sophisticated borrowing strategies that reflect our clients’ financial complexity and cross-border needs.

Proven Track Record with UHNW Clients

We support individuals and family offices whose property investments are part of a larger vision. From acquisition to refinancing, we deliver clarity, discretion, and value.

Stratton's Work Process

Every step in our process is purpose-built for high-net-worth individuals and families seeking efficiency, discretion, and sophistication.
01

Private Consultation

We begin with a highly personalised discussion to identify your financing goals, real estate interests, asset positions, and risk preferences.
02

Strategic Assessment & Planning

We assess your financing goals in the context of broader asset portfolios and liquidity needs. This stage results in a clear, tailored financing blueprint rooted in your lifestyle and investment priorities.
03

Bespoke Lending Structuring

Our team structures lending terms to maximise tax efficiency, optimise interest, and preserve wealth.
04

Legal Coordination & Risk Management

Our experts manage documentation, valuation coordination, and underwriting with absolute precision.
05

Closing & Long-Term Advisory

Our advisory relationship continues beyond the transaction, offering support on refinancing, liquidity optimisation, or future acquisitions.